About Us

Gippsland Secured Investments Ltd. (GSI)

(Founding Directors Ian Campbell, Murray
Graham and Milton Murphy)

Gippsland Secured Investments Ltd., or GSI as we're known, was formed in 1970 by the three founding directors Ian Campbell, Murray Graham (retired) and Milton Murphy (dec'd) all then prominent Gippsland Lawyers of the legal firm of Warren, Graham & Murphy (WG&M).

 

 

 

GSI was created to address the need for finance for local projects that were not being serviced by the city-centric mainstream banks, due largely to their lack of local knowledge and confidence in what East Gippsland had to offer.

 

Since that time, GSI has prospered and grown to become one of the largest finance companies of its type in regional Victoria, having assets under management in excess of $95 Million and a significant player in Victoria's non-bank finance industry. GSI continues to provide a mechanism for mortgage finance for development, investment, residential and rural projects that benefits the Gippsland community and regional prosperity. In the last five years alone, GSI has supported regional development by funding in excess of $175 Million for various projects throughout the breadth of the Gippsland region.

 

Launching into our 40th year of successful operation, we recently celebrated this milestone with a formal dinner to honour the three founding Directors and to initiate what will be the beginning of a proud and celebratory year for the company in 2010. (See Important Notices - Messages from the Board: 40 Year Celebrations for further details of this event)

 

Managed by the Board of Directors who meet regularly to oversee the company's operations, GSI has, with the benefit of prudent management, enjoyed sound profitability and steady growth.

(Current directors Peter Murphy, Geoff Ellis, Ian Campbell, Glenn Sanford, John Stephenson and Tony Stewart, launching GSI's 40th year celebrations in December 2009)

 

 

 

The Company holds an Australian Financial Services Licence No. 241373 granted by ASIC in December 2003 and is an unlisted public company.

 

 

Staff Profiles

Ian Campbell

IAN R. CAMPBELL  LLB.
Director

Ian Campbell is a founding director of the Company at commencement in December 1970 and has been Chairman of the Board since 1987.
He is a former senior partner of the legal firm Warren Graham & Murphy.  Ian has considerable experience in the areas of general law, local government law and conveyancing.
Ian is a Life Member of Apex and a past President of Bairnsdale and District Hospital. He is an active member of Rotary and past President of The Provic Group Inc. Ian’s knowledge of law, particularly in matters relating to mortgages and property are used extensively by the Board and Management.

 

Glenn Sanford

GLENN ANDREW SANFORD  CPA, B.Bus., F.Inst.L.Ex.
Director

Glenn was appointed to the Board of Directors in 2003 and has also held the position of Company Secretary since 1999.
Glenn is a qualified accountant and former General Manager of the legal firm of Warren, Graham & Murphy.  Glenn has a broad range of experience encompassing company related matters, mortgage lending, finance and administration.
Glenn has enjoyed a long history of involvement in local sporting, service and community organisations and was most recently part of the volunteer workforce at the 2006 Melbourne Commonwealth Games.  Glenn succeeded John Stephenson as Managing Director of the company from 1st January 2007.

 

Anthony Stewart

ANTHONY FRANCIS STEWART  LLB.,
Director

Tony Stewart holds the degree of Bachelor of Laws from Melbourne University and was a partner in the legal firms of McGrath Colman Stewart and Warren,
Graham & Murphy.  Tony has been involved in the running of solicitors’ investments and mortgage management companies for more than 25 years.
Tony is the former Chairman of the Chiropractors and Osteopaths Registration Board of Victoria, and is a former director of M.C.S. Properties Ltd. and was a founding director of GSI.
The Board is able to draw on Tony’s considerable experience and expertise in commercial best practice, capital structure and risk management.

 

Peter Murphy

PETER MILTON MURPHY  BA. LLB.,
Director

Peter Murphy was first appointed as a director of the Company in 1986 and has been a partner of the legal firm Warren Graham & Murphy since 1987.
He is an accredited Family Law and Criminal Law Specialist.  Peter was the President of the Ski Club of East Gippsland between 1991-1993, past secretary of the Bairnsdale BTA and is past President of the Gippsland Law Association.
He is currently a member of the Bairnsdale West Primary School Council.  The Board is able to draw on Peter’s expertise in law and commerce and a strong local
knowledge of the Gippsland area.

 

John Stephenson

JOHN TREVOR STEPHENSON  AMIAs.
Director

John Stephenson was first appointed as a director of the Company in 1975.  He is the Company’s first Manager and has many years experience in business and finance as well as the tourism and hospitality industry.
John is a former Mayor of the Town of Bairnsdale 1975-76, a past President of the Victorian Eastern Development Association (VEDA) 1985-87, a past Chairman of The Provic Group Inc. Managers Group and a former Executive member of The Provic Group Inc.
John is Past-President of the Victorian TAFE Association, and President of the East Gippsland Institute of TAFE.  John is the past Managing Director of the Company and continues as a Director.

 

Geoffrey Ellis

GEOFFREY DAVID ELLIS  LLB.
Director

Geoffrey Ellis was first appointed as a director of the Company in 1986 and is a former partner of the legal firm of Warren, Graham & Murphy.
Geoff is an active member of the Lakes Entrance community where he is a past President and Life Member of the Lakes Entrance Community Health Centre and current member of the Racing Appeals and Disciplinary Board.
Geoff’s experience in business and community matters assists with decision making at Board meetings.

 

Keith MacCubbin

KEITH MacCUBBIN
Lending Manager

Keith MacCubbin joined GSI in 2003 as Lending Manger.  Keith has a wealth of experience in consumer lending and banking generally, having held senior positions with the ANZ Bank and 14 years as Branch Manager with Bendigo Bank.
Keith attended Dookie Agricultural College in his formative years and retains a strong interest in the land, presently running a stud cattle operation on his farm at Clifton Creek.

 

Noel Pullen

 

NOEL PULLEN
Warragul Branch Manager

Noel Pullen joined GSI in 2006 as Branch Manager of the Warragul office.
Noel has an extensive background in finance and financial management, having held senior positions with CBA and Suncorp over some 27 years and at various locations across Australia.

 

Marg Cusack

MARG CUSACK
Administration Manager

Marg first joined GSI in 1977 and returned full-time in 1994 as Administration Manager, based in Bairnsdale.
Marg has been instrumental implementing and adapting GSI’s systems and procedures as the business has grown. Her role now focuses on managing the day to day administration of GSI's client base drawing on her wealth of experience to lead her team of customer service officers throughout GSI’s seven branches.

 

Karen Cox

Karen Cox
Business Development Manager

Karen Cox joined GSI in April 2008 as Business Development Manager.
Karen has a wealth of experience in Business Development and Marketing, with over 17 years industry experience, 6 years with the NAB and a further 11 years management within the Financial Planning industry.

Karen has been involved in the local community through various educational, health and sporting committees. In recognition for her volunteer work Karen was rewarded as an Olympic Torch bearer in the 2000 Sydney Olympics which is one of her most proudest achievements.


 

Interest Rates

At Call Accounts

AT CALL 3.0% pa
AT CALL
Min Deposit
$10,000
3.5% pa

GSI Super Account (SMSF)

5.5% pa


Fixed Term Investments

3 Months 5.8% pa
6 Months 6.2% pa
12 Months 6.6% pa
24 Months 6.7% pa

Rates effective from 10th February 2010 and subject to change.

 


GSI debentures are unrated non-bank investments. No Independent assessment has been made about the risk of loss to investors. Investments may only be made on an application form accompanying our current Prospectus which should be considered before investing and copies of the Prospectus are available at any GSI branch or via this website.


Loans Available

PRINCIPAL & INTEREST OR INTEREST ONLY


Rates on Application