Loans

 

GSI has a proud history of assisting regional development in Gippsland. GSI was in fact borne out of a scarcity of lenders with the necessary confidence in Gippsland to back our local people and projects. At GSI, we've refined over 40 years a loan product renowned for its ease of use - you provide the freehold security and we'll set a loan amount with all the flexibility you need. Our interest rates are always very competitive and above all, you'll be treated on an individual basis and given all the assistance you need to make your project a reality.

 

Craig Munday
Lending Manager
Mobile: 0419 366 708

 

The following comments are typical of those passed on from satisfied borrowers over the years:

A first-time subdivider:
"... it can't be that easy,there must be more to it!"

 

 

 

The multi-unit developer:
"GSI knew the game and got it all done with no hold-ups along the way, meaning no delays in construction and no cost overruns or penalties to us"!

 

 

The borrower who purchased and refinanced with GSI:
"Instead of a 100-page loan document telling me what I can't do, GSI's paperwork was simple and extremely quick - our purchase was settled ahead of time!"

 

The cost conscious borrower...
"It's nice to have a loan with no ongoing fees, so I can easily see the real cost of borrowing"

 

The borrower who didn't fit the norm:
"My application didn't tick all the boxes at the bank but GSI saw the merit in it, and in me, and approved

  • Mortgage secured loans for any purpose
  • No ongoing fees
  • A simple flexible loan at a competitive rate (interest capitalisation and re-draw available)
  • One-on-one personal service from our Lending Manager, Keith MacCubbin
  • Prompt processing of applications
  • Local knowledge and expertise to help steer you through your first subdivision or property development
  • A proven commercial lender with over 40 years' experience in Gippsland
  • A hassle free convenient alternative

Interest Rates



Fixed Term Investments

24 Months 6.2% pa
12 Months 5.9% pa
6 Months 5.7% pa
3 Months 5.5% pa


At Call Investments

GSI Super (SMSF) 5.5% pa

GSI Savings*

from
to
2.60% pa
3.30% pa
*Tiered rate depending on balance

Rates effective from 22nd February 2012 and subject to change.


Loans Available

PRINCIPAL & INTEREST OR INTEREST ONLY


Rates on Application






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